What is Financial Building Blocks?
Financial Building Blocks is an online software platform designed to help organizations provide unbiased financial education to their clients, employees, and students.
What do we provide?
We provide your organization with its own branded knowledge center, modular content, and online administrative tools. Your knowledge center can also be customized with optional features and your own proprietary content.
What does unbiased mean?
Unbiased means we have no conflicts of interest. We are exclusively focused on providing financial education, and we don’t have any revenues from financial products, advertising, lead generation, or data mining.
Financial Building Blocks is built on principles of trust, simplicity, and impact.
Let’s take a closer look.
We don’t offer any banking, insurance, or investment products. We focus exclusively on providing unbiased financial education.
Private and Secure
Transparent Business Model
Our only source of revenue is a monthly subscription that includes unlimited use, free storage, and powerful tools.
Easy to Use
Our online software platform is easy to set up, manage, and use. Anytime, anywhere, from any device.
Because people often start off with different levels of knowledge, we built a modular system that can be easily customized.
Provide unbiased financial education to your organization for a low monthly fee, with no setup charges or per user fees.
Research from leading experts shows that learning about personal finance vastly improves people’s financial health and overall well-being.
People can keep track of their own progress, and with our administrative tools you can measure the results of your entire organization.
We fully support the Americans with Disability Act (ADA) guidelines for accessibility provided by the World Wide Web Consortium.
What do people learn?
How to make lifelong financial decisions.
A paycheck is a powerful thing. You use it to pay for what you need today, and to save for what you’ll need tomorrow—a down payment for a home, a college education, a comfortable retirement. In other words, your paycheck is the foundation for your entire financial life. Yet many people are mystified by it. There are taxes, benefits, and even deductions to consider. Getting your financial house in order starts with understanding exactly what’s going on with your paycheck.
Taking control of your financial life starts with creating a simple budget. As easy as it sounds, creating a budget is the single most important step toward a successful financial life. A budget doesn’t just help you manage your expenses, it also serves as a plan to help you achieve your goals and dreams.
There are all kinds of worthwhile reasons to save money: a home, college, retirement, even a vacation. But the very first thing to save for is a rainy day. If you don't have a safety net when the unexpected happens—a car repair, an injury, a job loss—you become vulnerable to making bad and expensive decisions.
Borrowing is an important part of a happy and successful life—imagine buying a home, a car, or paying for college without it. Some people get into big trouble when they borrow money, but you don’t have to. With some planning, you can make good borrowing decisions that won’t cause you problems.
Buying a home is an important part of both the American Dream and a successful financial future. The loan you take out to buy a home—your mortgage—will probably be the biggest and longest-lasting of your life, which makes it crucial that you understand the basics. From saving for a down payment to budgeting for maintenance, there's a lot more to buying a house than just plugging numbers into a mortgage calculator.
Insurance is about protecting yourself against financial losses that come from unexpected events like a car accident, a medical emergency, or even the sudden death of a loved one. Sometimes insurance is required, like when you own a car or have a mortgage. Other times it’s optional, but may be a good idea. What’s important is knowing how to get insurance coverage that balances what you can afford to pay with what you can’t afford to lose.
Higher education has the power to both broaden our knowledge and develop our technical skills. Studies show that it can also result in significantly more income over the course of a lifetime. However, the cost on an education has exploded, and the idea of paying for one—whether for yourself or your children—can be overwhelming. Education can now be nearly as expensive as a home or retirement. The good news, though, is that a long-term perspective can make higher education a manageable expense.
Retirement means more free time, the ability to pursue your dreams, and the end of work. Sounds great! But retirement means the end of something else, too: a regular paycheck. That can be a challenge now that people are living longer than ever before—and that your retirement might last nearly as long as your time in the workforce did. With a bit of planning and self-discipline, though, you can make sure you have enough income to support yourself throughout the retirement phase of your life.
What does our platform provide?
Your own financial knowledge center.
- Unbiased content
- Self-paced quizzes
- Personalized scenarios
- Score center
- Weekly pop up lessons
- Mobile, tablet & desktop access
- ADA & accessibility commitment
- Resource directory
All the features for individuals, plus:
- Group administration
- Group messaging
- Daily progress reports
- Group progress board
All the features for individuals and groups, plus:
- Multi-group capability
- Data center
- Customized content
- White label branding
- Baseline survey tool
- Export data as CSV